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Long-Term Care Coverage INSURANCE

Long term care coverage protects individuals from the costs associated with nursing homes, assisted living facilities, and home health care.

Fifty percent of people over fifty years of age will spend a considerable amount of money either for home health care, assisted living, nursing home care, or a combination of all three.

There is a growing interest in this type of coverage as people are living longer.

A typical long-term care policy will provide an individual, after a 90 day waiting period, with a $6,000 a month for three years that he/she can use for home health care, assisted living, or nursing home coverage.

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