Insurance Broker and Employee Benefits in Massachusetts

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Key Person Insurance

Key person coverage allows a business to insure a key individual whose death or disability would affect its sales, production, or profitability.

Key person insurance enables a company to re-train an existing employee to fill the vacant position or to hire a replacement.

In the event that a replacement cannot be not be found, key person coverage helps to compensate for the financial loss.

Life and/or disability income insurance, owned by the company and payable to the company, can protect its most valuable asset, its valuable employees.

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