Insurance Broker and Employee Benefits in Massachusetts

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Group Dental Insurance – EMPLOYER PAID AND VOLUNTARY

Dental coverage is available for groups as small as one life. Plan benefits vary from a low of $750 maximum per person per year to a high of $2000 maximum per person per year.

Preventative Care — usually covered at 100% with no deductible, includes: bi-annual cleanings, fluoride treatments and x-rays.

Basic Coverage — subject to a small deductible and 20% co-payment by the insured, usually covers fillings, anesthesia, oral surgery and endodontics.

Major Services — insured pays a small deductible and 50% of the costs, the plan pays the balance. Services include crowns, dentures, bridgework and restorations.

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